Niger Insurance Plc (NIGERI.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2019 interim results for the third quarter.For more information about Niger Insurance Plc (NIGERI.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Niger Insurance Plc (NIGERI.ng) company page on AfricanFinancials.Document: Niger Insurance Plc (NIGERI.ng) 2019 interim results for the third quarter.Company ProfileNiger Insurance Plc is a life and general insurance company in Nigeria underwriting all classes of insurance. Life insurance products include endowment policies, group life, mortgage protection and term assurances. Non-life insurance products range from aviation hull and liability and fire and special perils to public liability insurance, professional indemnity and workmen compensation insurance. The company also markets products under the brand name Niger Cash, Niger Flexible Investment Assurance, Niger Mutual Halal, Niger Personal Pension and Savings. Founded in 1962 and formerly known as The Niger Insurance Company Limited, the company changed its name to Niger Insurance Plc in 1989. The company has a sound reinsurance treaties with reinsurance companies led by Swiss Re. Niger Insurance Plc’s head office is in Lagos, Nigeria. Niger Insurance Plc is listed on the Nigerian Stock Exchange
Ascencia Limited (ASCE.mu) listed on the Stock Exchange of Mauritius under the Investment sector has released it’s 2021 interim results for the third quarter.For more information about Ascencia Limited reports, abridged reports, interim earnings results and earnings presentations visit the Ascencia Limited company page on AfricanFinancials.Ascencia Limited Interim Results for the Third Quarter DocumentCompany ProfileAscencia Limited is a commercial property fund with an investment portfolio comprising quality income earning properties located in Mauritius. The company specialises in retail properties where the company engages in the acquisition, investment and investment holding of real estate properties on the Mauritian island. Ascencia Limited (Class A shares) operates shopping malls locally and regionally. Ascencia Limited is listed on the Stock Exchange of Mauritius.
Simply click below to discover how you can take advantage of this. See all posts by Rupert Hargreaves Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Should you buy BP shares or Premier Oil in this oil market crash? Rupert Hargreaves | Saturday, 11th April, 2020 | More on: BP HBR Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares As the oil market has crashed over the past few weeks, shares in oil producers have plunged. Indeed, BP (LSE: BP) shares have declined around 31% since the beginning of 2020. Meanwhile, shares in smaller peer Premier Oil (LSE: PMO) are off 75%!The question is, should investors be diving into these stocks at current levels or is it worth waiting out the storm?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…BP shares look appealingIt’s easy to say that after recent declines, BP shares look attractive. The stock is now dealing at one of its lowest levels in the past five years.On top of this, the dividend yield has spiked to 9.6%.However, if you’re looking for capital gains, Premier Oil might be the better buy. After recent declines, the stock is dealing at a price-to-book (P/B) ratio of just 0.2.The company’s last reported book value was 136p per share. That hints that the stock could rise 400% from current levels when confidence returns.Quick actionsPremier has acted quickly to reduce costs and shore up its balance sheet in the face of falling oil prices.Management is planning to reduce capital spending by $100m a year. On top of this, the company has hedged 30% of its full-year 2020 oil and gas entitlement production at an average oil equivalent price of $60 a barrel. That should provide some protection against falling prices.On the balance sheet front, Premier has unrestricted cash of $135m and undrawn debt facilities of $330m. All of the above suggest that it can withstand a period of sub-$30 a barrel oil prices.But it’s unclear if the company can survive for an extended period of, say, 12 months or more.With this being the case, while Premier might appear to offer more significant capital gains potential, BP shares might be the better buy.Strong balance sheetThe BP share price is unlikely to generate the sort of capital gains Premier might do in the best-case scenario, but it’s also unlikely to wipe out shareholders in the worst-case scenario.Like Premier, BP has acted quickly to slash its spending and protect its balance sheet.Unlike Premier, the company also has plenty of diversification in the form of its refining and trading operations. These operations should provide some cushion against the oil price downturn, and give the group a token income to fund its dividend.Therefore, while Premier might look like the better investment to own in this oil price crash based on valuation alone, BP shares could be the better choice.BP shares are unlikely to make you rich overnight, but investing is a marathon, not a sprint. BP has the balance sheet capacity and operational diversification to help the business pull through this storm. Premier can weather the storm for the next few months. After that, it’s not clear, at this stage, if the business can survive. Enter Your Email Address Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images.
Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Manika Premsingh | Wednesday, 12th August, 2020 Our 6 ‘Best Buys Now’ Shares See all posts by Manika Premsingh Manika Premsingh has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The UK recession is official. Here how I’d invest in FTSE 100 stocks for my ISA now I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The verdict is out. The UK’s economy is indeed in recession. The Office of National Statistics’ (ONS) latest numbers estimate that the economy contracted by a huge 20.4% in the April–June quarter. If the FTSE 100 investor in you just panicked, please allow me to present three arguments supporting why you should relax instead. Why FTSE 100 investors needn’t worryOne, the GDP numbers refer to what has already happened. It’s already in the past. We are seeing the print of what was happening a six weeks ago. Two, if we really want some idea of what will happen in the future, I think the standalone numbers for June are the best ones to look at. I say this because that’s the only official economy-wide print showing business health as the lockdown was eased further. And it looks okay, with 8.7% growth from May. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Even in May, when the lockdown was lifted only partially, the economy had already grown by 1.8% according to the first estimates. Per the revised estimates, even the May growth is higher at 2.4%. The point here is that the UK economy has resumed growth, but that has not yet showed up in the quarterly numbers. Three, the equity markets appear to have priced in the numbers already. The FTSE 100 index is up 1% as I write, compared to yesterday. To me this indicates that these GDP numbers are unlikely to drive another stock market crash. If FTSE 100 stocks do crash again, it will be for reasons like the uncontained resurgence of coronavirus or the going bust of a big company that foretells a crisis ahead (remember the fall of Lehman Brothers in September 2008?) or others, for that matter.Stock investing ideas in the GDP printWhat the GDP number does, however, show me is the sectors that have coped better than others. The bounceback in construction has been sharpest in June, with a growth of 23.5%. The sector had seen the sharpest contraction during the lockdown, but I think it’s still quite heartening that it has returned with vigour. Based on this, I’d consider investing in FTSE 100 stocks of construction and real estate companies. Those with spread out geographical coverage would be particularly attractive right now. This is because some economies have fared better than others in the recession. As the ONS points out, the UK’s GDP fall has been double that of the US.Keeping this in mind, I’d consider investing in the FTSE 100 stock CRH, whose share price has almost doubled since the dark days of March. I reckon its upcoming results later in August could show some weakness because of the abrupt recent stop to construction activity. But I don’t think that should deter the long-term investor from buying the stock with solid credentials, even in a recession. I’d buy it for my Stocks and Shares ISA to ensure tax-free dividends and capital gains, if I choose to cash in on them. Enter Your Email Address Simply click below to discover how you can take advantage of this.
ArchDaily Architects: Martin Gomez Arquitectos Area Area of this architecture project CopyAbout this officeMartin Gomez ArquitectosOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBenavidezArgentinaPublished on August 02, 2019Cite: “La Magnolia House / Martin Gomez Arquitectos” [La Magnolia / Martin Gomez Arquitectos] 02 Aug 2019. ArchDaily. Accessed 11 Jun 2021.
ArchDaily Stoke Newington House / Material Works ArchitectureSave this projectSaveStoke Newington House / Material Works Architecture ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/940113/stoke-newington-house-material-works-architecture Clipboard Houses “COPY” Architects: Material Works Architecture Area Area of this architecture project Area: 31 m² Year Completion year of this architecture project Photographs: Gautier Houba Manufacturers Brands with products used in this architecture project United Kingdom Projects CopyHouses•London, United Kingdom “COPY” Year: 2020 Photographs Stoke Newington House / Material Works Architecture Save this picture!© Gautier Houba+ 20Curated by Paula Pintos Share Manufacturers: 1st folding sliding doors, Hi-Macs, Lazenby, Nemetschek, BDB FurnitureEngineering:Foster structuresKitchen Joinery:BDB Furniture LtdCity:LondonCountry:United KingdomMore SpecsLess SpecsSave this picture!© Gautier HoubaRecommended ProductsWindowsAccoyaAccoya® Windows and DoorsWindowsRodecaAluminium WindowsDoorsSaliceSliding Door System – Slider S20WoodLunawoodThermo Timber and Industrial ThermowoodText description provided by the architects. Material Works were commissioned to design a a small addition to this victorian terraced house in Stoke Newington, London. With a limited budget and limited space for building in, the challenge was to transform the existing dark and cramped kitchen space into a bright and open space that would cater to the needs of a growing family. To achieve this an extensive roof light was installed above the new addition made from frameless glass panels supported on solid oak roof joists. The new external walls were built with reclaimed local bricks to add character and texture to the interior finish. The rear wall was opened up with large sliding glass doors set above a new window seat in oak veneer to match the structural timber and create additional storage.Save this picture!© Gautier HoubaSave this picture!Ground floor planSave this picture!© Gautier HoubaA careful coordination of the restricted space allowed for the inclusion of a central kitchen island while still leaving space for a dining table and clear routes through the space. The kitchen units were formed from laminated plywood with accents of oak veneer that match the timber elsewhere. A robust polished concrete floor was chosen to provide contrast from natural oak and create an aesthetic that was at once both contemporary, practical and welcoming.Save this picture!© Gautier Houba“We requested something modern and more creative than the standard side returns you see in the area. The designs were fantastic – a raised window with seat, oak beams, polished concrete and exposed brick.” -Dan, ClientSave this picture!© Gautier HoubaProject gallerySee allShow lessTaylor Beach House / SPF: architectsSelected ProjectsCommunity Centers for Displaced PopulationsArticles Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/940113/stoke-newington-house-material-works-architecture Clipboard CopyAbout this officeMaterial Works ArchitectureOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesEnglandLondonUnited KingdomPublished on May 30, 2020Cite: “Stoke Newington House / Material Works Architecture” 30 May 2020. ArchDaily. Accessed 10 Jun 2021.
UK Fundraising’s Howard Lake has advised the Wishcoin team. He said: “I’ve been looking for a while for an opportunity that applies recent financial technology developments to benefit charities on an ambitious, possibly exponential scale. A successful Wishcoin is poised to make that positive impact”. Advertisement Melanie May | 22 September 2017 | News Charitable cryptocurrency Wishcoin to generate funding for charities Tagged with: Bitcoin cryptocurrency Wishcoin 312 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis13 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis13 Other charitable blockchain initiativesStart Network tests blockchain technology for foreign-aid-distribution (3 August 2017)Blockchain startup offers transparency tool to track donations to charity (4 May 2017)RNLI’s early experiences of accepting Bitcoin donations (11 September 2014)CAF report considers value of Bitcoin to charities (6 May 2015) 311 total views, 1 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. A new cryptocurrency to benefit charities has been announced. Wishcoin is designed to generate a new source of funding for charities and a new method of giving to them.Following a successful ICO (initial coin offering), the altcoin will help develop a new fund which aims to make its first grants within a few months.Wishcoin is based on Ethereum, the open source, blockchain-based distributed computing platform featuring smart contract functionality. It becomes a competitor or alternative to existing altcoins like Bitcoin, but its founders expect that its charitable focus will make it distinct.Wishcoin co-founder Robert McLeanWishcoin co-founder Robert McLean said: “Wishcoin’s entire identity is shaped around the charity sector, providing an innovative way to raise funds for good causes”. The altcoin has been in development for the past year. McLean added that its launch was timely given the challenges faced by charities, from greater demands for their services to likely limitations on fundraising communications that will result from the full implementation of GDPR in 2018.He said: “Wishcoin has been perfectly timed to assist charities that will be struggling to adjust throughout this period and provide them with a new fundraising source”.Wishcoin FoundationHalf of the total coin-cap will be held by the Wishcoin Foundation, a new organisation which will operate a set of secure, multi-trustee accounts designated solely for donations to charities.Any charity that receives a pledge of coins is expected to find it in their interest to promote and adopt the coin, resulting in its wider use. As well as individual users, Wishcoin’s founders expect the altcoin to be accepted and used by companies that support charities.Anyone with a MyEtherWallet.com account can send or receive Wishcoins.Like other altcoins, Wishcoin will have a strictly limited number of coins at the outset. It will be limited to 500 million coins until 31 October 2028. Thereafter 20 million coins, 4% of the coin cap, will be released and added to the Wishcoin charitable fund.ICOThe Wishcoin sale price has been set at $0.10 for its initial coin offering. This will begin on 14 November 2017 at 12.00 GMT.According to Coindesk, which tracks blockchain token sales and initial coin offerings, ICOs have generated $1.8 billion in the first eight months of 2017, more than 10 times the amount in the whole of 2016.Wishcoin’s founders expect that the altcoin will be listed on cryptocurrency exchanges by the end of the first quarter of 2018. They then plan to expand the adoption of the coin, and the Foundation’s charitable activities, internationally.Wishcoin founders and advisers – (l-r) Robert McLean, Mal McCallion, Joleon Lescott, Howard Lake, and John Davies.
April DeBoer (left) and Jayne Rowse address media after rally, Oct. 16.Jayne Rowse and April DeBoer never expected to be viewed as celebrities or heroes. Yet the two Michigan nurses, who are in a 14-year committed relationship and are raising special-needs children together, said at an Oct. 16 rally that they “are proud to be the ones representing the gay and lesbian community in this fight” for the right to marry. What began as a lawsuit to overturn state laws barring them from jointly adopting their three children has become a pivotal case that could overturn the ban on same-sex marriage in Michigan.The 4-year-old and two 3-year-olds know Rowse and DeBoer as “Mama” and “Mommy” and relate to one another as brothers and sisters. Yet because Michigan law only permits second-parent adoption for married couples, and because the two are forbidden to marry under a 2004 voter-approved constitutional amendment, Rowse is the sole legal parent of two children and DeBoer the sole legal parent of the third. Prior to the adoption they were foster parents together to all three.Now, they are legally strangers to children they are raising. Thus, if something were to happen to either of them, one parent would not have custody rights to the child or children legally adopted by the other.“Our kids are the most important things to us and always will be the most important thing to us,” Rowse explained on Oct. 16, the day of a court hearing expected to decide their case. She and DeBoer sued last year for the right to second-parent adoption because they could not accept that their children were denied rights afforded to other children. It was not the couple, but Federal Judge Bernard Friedman, who decided to link the right to second-parent adoption to the question of the constitutionality of Michigan’s ban on same-sex marriage.Michigan’s anti-marriage amendment is one of the strictest in the country, barring even the “appearance” of marriage. That language was used to deny health benefits to the same-sex partners of state workers. Michigan, therefore, was not the state that the marriage equality movement would have imagined as the next state to make marriage legal for all.Last year, Judge Friedman refused to make a ruling on either the adoption or the marriage rights issue, choosing to wait for the U.S. Supreme Court to decide on the federal “Defense of Marriage Act” and California’s marriage ban. In July, the high court struck down DOMA and the California ban but left other state bans intact.Rowse, DeBoer and more than 100 supporters rallied Oct. 16 and then filled Judge Friedman’s courtroom. They expected a ruling that day or at most within a few weeks. Couples around the state were lining up to get married the moment a positive ruling was issued. The statewide civil rights organization Equality Michigan identified county clerks who were willing to issue licenses. Many couples wanted to marry as soon as possible, anticipating that the judge would issue a stay if the state appealed a pro-marriage ruling.State says women are baby machinesThe state could not have advanced a more backward argument than that contained in the brief submitted by Michigan Attorney General Bill Schuette, who was elected in 2010 with Tea Party backing. “Responsible procreation and childrearing are well-recognized as legitimate State interests served by marriage,” Schuette argued. “One of the paramount purposes of marriage in Michigan … is, and always has been, to regulate sexual relationships between men and women so that the unique procreative capacity of such relationships benefits rather than harms society.” The plaintiffs, Schuette claimed, “wholly miss this fundamental point.” (Huffington Post, Sept. 18, 2013)Even today, what Karl Marx and Frederick Engels called “the status of women as mere instruments of production” in the “Communist Manifesto” still exists — to the degree that an elected official can claim “state interests” in upholding it!Attorneys for the state repeated the same bogus arguments in court. Plaintiffs’ attorney Carole Stanyar pointed to the consensus position of the American Psychiatric, American Psychological, American Medical and American Social Work associations that child development is not impacted negatively when they are raised by two parents of the same gender.The judge’s decision on Oct. 16 came as a surprise; he decided not to issue a ruling at all, but to hold a bench trial on Feb. 25. He said he was “in the middle” and would have to hear “expert” witnesses from both sides.The ruling was a disappointment, but the couple remains confident and determined to keep fighting until victory.The lesbian, gay, bisexual, transgender and queer movement also expects to defeat a right-wing ballot initiative to overturn a nondiscrimination ordinance in the Detroit suburb of Royal Oak. “One Royal Oak,” the movement in support of the ordinance, has the support of numerous community and faith organizations; the Detroit Metro AFL-CIO has committed volunteers.Beyond the immediate fights in the courts and at the polls, plans are underway for grassroots campaigns to win statewide anti-discrimination protection for LGBTQ people and to nullify the 2004 anti-marriage amendment.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this