Forget buy-to-let! I’d buy this unique property share instead

first_img It’s fair to say that many buy-to-let investors have done well over the past couple of decades. But despite the recent temporary easing of stamp duty, new tax rules and other requirements have made the sector look less attractive than property shares. On top of rising costs, the property market looks toppy to me. My guess is the next two decades may prove to be less lucrative for those entering the game of investment property ownership now.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…But another big factor is the sheer amount of effort and time it will take you to buy, own and manage a property for letting. You’ll be exposed to many risks and uncertainties. And, like me, you may conclude that it’s better to spend your time in other pursuits.Passive investing in property sharesHappily, we can invest in the theme of property passively. It’s as easy as buying the shares of one or more of the property-backed stocks listed on the London stock market. Just do your research, make your selections, and buy some shares. Then hold them with the same tenacity you’d cling to a property you own for rent.Over the next 20 years or so there’s a good chance your investment will rise in value. The returns will likely come from shareholder dividends and gains in share prices because of the underlying progress in the business.And the Covid-19 crisis has driven down the price of many property-backed stocks because of the short-term challenges faced by the sector. It’s true that property companies are sensitive to cyclicality in the economy. But the coronavirus pandemic may have created the conditions for the current cycle to bottom out. Indeed, it could be a good time to go shopping for property shares right now.For example, I like the look of “the UK’s leading developer and manager of retirement communities,” McCarthy & Stone (LSE: MCS). But today’s half-year results report reveals to us some dire figures for the six months to 30 April.Indeed, legal completions for sales and rentals dropped by 44% compared to the equivalent period the year before. Revenue plunged by 64% and the firm lost underlying earnings per share of 4.1p compared to making 2.9p last year. And because of the effects of the coronavirus crisis, the interim dividend is toast.Good value despite poor tradingHowever, worse figures may still be to come. The company reckons the full financial effects of the crisis won’t show up until the second half of the year. Indeed, sales and building activities halted during the lockdown. And the firm is being very careful about how fast it’s reinstating operations because most  customers are elderly.But today’s news hasn’t rattled the share price, which remains steady as I write. I reckon that suggests the market may have already factored in the trading negatives. Meanwhile, with the share price near 75p, the tangible book value sits just below 0.6, which looks like good value to me.Looking ahead, the company serves a growing sector. And the directors think it’s “well-placed to capitalise on this exciting opportunity.” Enter Your Email Address Image source: Getty Images Forget buy-to-let! I’d buy this unique property share instead Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Kevin Godbold | Wednesday, 15th July, 2020 | More on: MCS See all posts by Kevin Godboldlast_img read more

£500 a month to invest? Here’s how I’d turn it into a million

first_img Zaven Boyrazian | Thursday, 17th December, 2020 The high-calibre small-cap stock flying under the City’s radar £17,600 Simply click below to discover how you can take advantage of this. See all posts by Zaven Boyrazian £500 a month to invest? Here’s how I’d turn it into a million Monthly Investment 20 Years Of the proven methods to make a million, two include either creating a revolutionary new product/service, or investing in a company to do it for you. The latter is significantly easier and requires far less effort.However, there is a caveat. You need money to invest in a company. This often discourages people from considering the stock market as a viable means of building wealth out of fear of losing their initial capital. There is no doubt that buying shares has its risks, but due to the magic of compounding those risks might be worth it.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…How compounding can turn £500 a month into a millionCompounding is a pretty simple concept. Whenever you receive an interest payment, the amount being paid to you is based on the initial investment, plus the interest that has been paid previously.For example, an initial investment of £100 paying 10% interest annually means that the interest payment in year one is £10. But in year two, the interest is now paid on £110 and therefore is now £11. The interest payment has grown by 10% since the previous year. In year three, the interest payment grows once again to £12.10, and this quickly creates a snowball effect.Let me demonstrate how powerful this snowball effect can be. On average, the FTSE 100 has yielded an 8% annual return. Using this interest rate, the table below demonstrates how long it would take to transform various monthly investment into £1m.     £137,290 £339,850 £43,460 Zaven Boyrazian owns shares in Shopify. The Motley Fool UK owns shares of and has recommended Shopify. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. £777,170 £679,700 £1,000 £1.55m Our 6 ‘Best Buys Now’ Shares Enter Your Email Address £35,200 £274,570 10 Years Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! Image source: Getty Images £549,140 £3.11m Making a million over the long termMatching the market performance is not difficult. Investing in a FTSE 100 tracker fund will almost guarantee the same returns as the general market over the long term.However, while the prospect of turning a £500 monthly investment into a million is exciting, at an 8% annual return, the process will take 35 years!A shortcut to millionaire status would be to increase the monthly investment. By comparison, a £1,000 monthly investment would only take 27 years. But that’s quite a financial commitment when there is a less expensive alternative.Instead of matching the market performance, you could just beat it. Suppose you managed to double the performance of the market average. In that case, reaching a million would only take 23 years instead of 35 with £500 per month.Invest in high-quality businesses run by expertsAchieving a 16% annual return is much easier said than done. Even professionals struggle to achieve such returns, but it is not impossible.I have found that the best way to achieve such returns is to invest in high-quality businesses with an ownership mentality. Before I invest in any stock, I ask myself “Why is this company special?” And “Who’s going to run things while I’m enjoying my life?”These two questions are very simple but can eliminate most stocks from consideration. Whenever I find a business run by a team of talented managers, with a product/service that has multiple distinct advantages over the competition, I get rather excited.This approach to investing has led me to some of my best investments — including Shopify which has yielded a 1,720% return in just four years! £70,400 £1.36m 5 Years Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before! 40 Years Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. £173,840 30 Years £500 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. £250 £86,920last_img read more

RIP: Preeminent sociologist Robert Bellah

first_img Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Alda Morgan says: AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis New Berrigan Book With Episcopal Roots Cascade Books (The Rev.) Ronald L. Reed says: Assistant/Associate Rector Washington, DC RIP: Preeminent sociologist Robert Bellah Author of ‘Habits of the Heart,’ ‘Religion in Human Evolution’ An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Priest Associate or Director of Adult Ministries Greenville, SC Missioner for Disaster Resilience Sacramento, CA Comments are closed. Rector Bath, NC Obituary, Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Washington, DC Assistant/Associate Rector Morristown, NJ Family Ministry Coordinator Baton Rouge, LA Submit a Job Listing Course Director Jerusalem, Israel Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Submit an Event Listing Associate Rector for Family Ministries Anchorage, AK August 3, 2013 at 5:11 pm I was privileged to know Bob Bellah while he was a member of my parish in Berkeley and, before that, when he addressed a continuing education audience at the Church Divinity School and assisted us in planning and procuring other good speakers for additional programs. I think what I admire the most about Bob is that he was a man who struggled to integrate the many facets of human living, most notably, faith and reason. Perhaps his writing appealed so strongly to many people and helped form their own convictions because Bob’s humanity came through his writing and speaking so honestly and earnestly: he wanted very much to communicate with others about matters that are important and basic to vibrant living. Much as I love the academic world, such a teacher is often difficult to find there. Much as I love the Church, such an honest, devoted believer who is able to share his struggles so articulately is often hard to find there. Bob fulfilled those vocations and made them one. Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Rector Albany, NY Rector Martinsville, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group August 2, 2013 at 6:45 pm I will miss him, a man whose work influenced me my entire adult life and who I was privileged to spent time with. He was so full of wisdom, faith and inspiration. Rector Shreveport, LA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector/Priest in Charge (PT) Lisbon, ME Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Bishop Diocesan Springfield, IL Featured Jobs & Calls Rector Collierville, TN In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Cathedral Dean Boise, ID Rector and Chaplain Eugene, OR People Director of Music Morristown, NJ Comments (2) Curate (Associate & Priest-in-Charge) Traverse City, MI Press Release Service This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Curate Diocese of Nebraska Rector Tampa, FL Featured Events Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Associate Priest for Pastoral Care New York, NY Canon for Family Ministry Jackson, MS [Episcopal News Service] Robert Bellah, a sociologist and author who taught at the University of California-Berkeley, died July 31 of complications related to heart surgery. He was 86.UC-Berkeley said in an obituary that Bellah was “widely known as one of the world’s most influential sociologists.” His books included Beyond Belief, The Broken Covenant, Habits of the Heart, The Good Society and Religion in Human Evolution.He won early acclaim as a public intellectual with his 1967 essay “Civil Religion in America,” which examined how U.S. political figures use religious symbolism, according to the obituary.“His writings were said to have irked both the religious right and the secular left at various times,” according to the obituary. “He was profoundly loved and respected by many of his students and peers.”Bellah was a member of All Souls Episcopal Parish in Berkeley. Diocese of California Bishop Marc Andrus said Bellah’s Habits of the Heart “had a formative influence on me during graduate school.”In 2000, then-President Bill Clinton awarded Bellah the National Humanities Medal. Clinton said Bellah “raised our awareness of the values that are at the core of our democratic institutions and of the dangers of individualism unchecked by social responsibility.”In 2007, Bellah received the American Academy of Religion’s Martin E. Marty Award for the Public Understanding of Religion for having “helped shape the academic and public discourse on religion and morality in American society.”Bellah was born in Altus, Oklahoma on Feb. 23, 1927. His father was the editor and publisher of the local newspaper in Altus. He died when Bellah was just two, and the family moved to Los Angeles. At Los Angeles High School, he began to read Marxist literature. After serving in the U.S. Army from 1945 to 1946, he entered Harvard University and assumed a leadership position in the John Reed Club, an affiliate of the Communist party, according to the UC-Berkeley obituary.In 1948, Bellah married his high school sweetheart, Melanie Hyman, after she graduated from Stanford University. They went on to have four daughters. Melanie Bellah died in 2010.A 2006 UC-Berkeley profile of Bellah is here.Service arrangements are pending, according to the diocese. Rector Belleville, IL Rector Smithfield, NC Associate Rector Columbus, GA Submit a Press Release Rector Knoxville, TN Rector (FT or PT) Indian River, MI Rector Pittsburgh, PA An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Priest-in-Charge Lebanon, OH By ENS staffPosted Aug 2, 2013 Youth Minister Lorton, VA Rector Hopkinsville, KY Director of Administration & Finance Atlanta, GA Tags Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Priest Scottsdale, AZ TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab last_img read more

17 Year old James O’Connor scores his first Super 14 try

first_imgSaturday May 17, 2008 17 Year old James O’Connor scores his first Super 14 try On Friday night in Perth young James O’Connor sparked one of the most amazing comebacks you’ll see as he got on the score sheet for his very first Super rugby try, remarkably at the age of just 17.ADVERTISEMENTThe away team the Brumbies were leading the Force by 22-0 at one stage, and it looked as though one more try from them would surely see the floodgates open.But through teenager James O’Connor they scored the try that began the comeback of all comebacks, seeing them come out eventual winners 29-22.O’Connor’s try itself was regulation quality finishing, but extraordinary simply for the fact that the boy is barely out of nappies and playing professional rugby, last week getting smashed by Ma’a Nonu and this week being up against Wallaby legend Stirling Mortlock.He’s already being tipped as the next Matt Giteau, being compared to Tim Horan, and is in the unique situation of being eligible to represent each of rugby’s three southern-hemisphere powerhouses in Australia, New Zealand and South Africa.His father Warren, born in Auckland, and grandfather both played high-level rugby in New Zealand. O’Connor’s mother is South African and his great-grandfather went close to representing the Springboks.There’s also talk of League teams snapping him up, with him having played it until three years ago when he gave it up for rugby union. While his preference is to represent the Wallabies, the teenager is keeping his international options open.ADVERTISEMENT“I’m eligible to play for the big rugby nations,” said O’Connor.“I’d like to play for the Wallabies, but I’m not ruling out anything, so we’ll see what happens.” Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedDoctors Stunned: She Removes Her Wrinkles With This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueey30+ Everyday Items with a Secret Hidden PurposeNueey10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Mamuka Gorgodze and Yoann Maestri sent off in Toulouse vs Montpellier battle

first_imgMonday May 14, 2012 Mamuka Gorgodze and Yoann Maestri sent off in Toulouse vs Montpellier battle On a day that determined who progresses in the Top 14 play off race, two red cards and a yellow were brandished in a heated game between Toulouse and Montpellier. Both players are likely to face suspensions, ruling them out of the next round. Toulouse won the match 20-13 and in doing so ended top of the table on 87 points, alongside Clermont, both of whom have securred semi-final places. The next two spots will be contested when Toulon play Racing Metro, and Castres play Montpellier.Winger Timoci Matanavou scored three tries, but one of the more significant talking points in the game occured in the first half, when referee Frank Marciello sent three players from the field.A quick tap from Luke McAlister led to a scuffle between a few players, before Mamuka Gorgodze flew in with a punch, to which Yoann Maestri retaliated.Agustin Creevy was sin-binned, while Gorgodze and Maestri got red cards, a decision that Montpellier’s Fulgence Ouedraogo said irritated him in light of the upcoming games. Both players will face a Ligue Nationale de Rugby disciplinary hearing and face a possible 20 day suspension. “Maciello told me he had more punches than the opponent. This is not a sufficient reason. We do not count the punches in a brawl,” said Ouedraogo, before saying that Gorgodze is viewed as a violent player, but in reality he is not worse than any others. He added that his potential loss, ahead of their game against Castres, is a huge shame. Gorgodze, who joined Montpellier very early on in his rugby career, was featured on Total Rugby recently. You can view that interview, which includes highlights of Georgia vs Russia, here.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Big Hits & Dirty Play Related Articles 25 WEEKS AGO Suspensions handed down after testicle grabbing… 26 WEEKS AGO The ‘double ruffle’ splits opinion with fans… 26 WEEKS AGO WATCH: The nastiest and most brutal moments… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueey30+ Everyday Items With A Secret Hidden PurposeNueeyYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Ballarat House / Eldridge Anderson Architects

first_img Ballarat House / Eldridge Anderson Architects Area:  200 m² Year Completion year of this architecture project 2018 Australia “COPY” “COPY” Save this picture!© Derek Swalwell+ 19Curated by Paula Pintos Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/936799/ballarat-house-eldridge-anderson-architects Clipboard CopyHouses•Ballarat, Australia Houses Year: center_img Projects CopyAbout this officeEldridge Anderson ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBallaratOn FacebookAustraliaPublished on April 05, 2020Cite: “Ballarat House / Eldridge Anderson Architects” 05 Apr 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Manufacturers: AutoDesk, Austral Bricks, CDK stone, Cemintel, Frencham CypressArchitect In Charge:Scott Eldridge, Jeremy AndersonEngineering:P.J. Yttrup & AssociatesCity:BallaratCountry:AustraliaMore SpecsLess SpecsSave this picture!© Derek SwalwellText description provided by the architects. The site for the Ballarat House is set within a suburban golfing estate on the western fringe of Ballarat. Surrounded largely by an array of ‘off the plan’ project homes, this project seeks to explore the possibilities of these similar constraints whilst offering a conscious and composed architectural contribution. Save this picture!© Derek SwalwellSave this picture!SectionsSave this picture!© Derek SwalwellThe project was commissioned by Jeremy’s parents soon after the subdivision had been established, and at this time the site was essentially a vast field. It was free from the surrounding developments, and provided little contextual information by way of significant features, vegetation or buildings. The brief called for a comfortable house for a couple late in their working careers and to also accommodate short stays from their adult children and friends. It was important to create a space where the occupants could enjoy the summer warmth, as well as remaining at ease during the cold Ballarat winters. A low maintenance house with a generous garden space, and to be achieved within quite a modest budget. Save this picture!© Derek SwalwellThe plan was developed to allow a degree of internal flexibility, grouping the living spaces the permanent residents required for daily life toward the rear of the site, taking advantage of the north sun and opening onto the back yard. One first encounters the refined folded steel gutter, and transitions along the entry deck as the project unfolds toward the rear. The wide entry hallway extends through the middle of the plan, lined with timber and pitching in height toward the living spaces. A welcoming and generous gesture given to the modest footprint of the house. The ceiling continues to rake to the north and enhances the humble scale of the entry up into the generous living volume, whilst allowing sunlight deep onto the concrete slab through winter (regularly achieving 25c+ without heating in winter). Large sections of double glazing divided on the structural grid provide the northern enclosure, and the living spaces extend out to a deck, slightly sunken and surrounded by garden creating a private retreat. Save this picture!© Derek SwalwellSave this picture!© Derek SwalwellThe material palette is consciously restrained, cypress cladding extends from the external elevation along the length of the hallway wrapping the garage and utility space and acting as an orientation device. The plywood joinery of the kitchen and living space adds warmth and softness to the burnished slab and blockwork. The interplay of marble and concrete block in the kitchen reflect the durability and refinement of the broader scheme. Externally the robust blockwork on the east and west reflect the internal profile and are extruded past the north and south face of the building, providing depth to these facades. Offset against the heavy blade walls, the roof canopy is simple and refined as it tapers to a point, and allows the folded steel gutter to cut a sharp silhouette against the undulating roof forms of the adjoining buildings.Save this picture!© Derek SwalwellThe timber beams set the discipline of the structural grid, and gently extend to a taper at both ends to externally express themselves and provide continuity and clarity to the simple overall pitch of the project. The Ballarat House seeks to compose itself through the conscious restraint of a few key gestures alongside a refined handling of an otherwise robust palette. It seeks to contribute an optimistic and disciplined possibility for the suburban estate.Save this picture!© Derek SwalwellProject gallerySee allShow lessOffice of Waterworks Gangseo / LIFE Architects + Rohe ArchitectsSelected ProjectsJIKKA / Issei SumaSelected Projects Share ArchDaily Photographs:  Derek Swalwell Manufacturers Brands with products used in this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/936799/ballarat-house-eldridge-anderson-architects Clipboard Photographs Ballarat House / Eldridge Anderson ArchitectsSave this projectSaveBallarat House / Eldridge Anderson Architects Architects: Eldridge Anderson Architects Area Area of this architecture projectlast_img read more

Charities launch Haiti earthquake appeals

first_img Howard Lake | 13 January 2010 | News Tagged with: Digital Individual giving  37 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. UK charities have launched appeals to help them assist the people of Haiti affected by yesterday’s 7.0-magnitude earthquake. According to the BBC it is the strongest quake to have hit the country in two centuries.Oxfam GB has placed its appeal prominently on its website’s front page, and includes a link to news on the latest situation in Haiti. Oxfam Ireland, which covers Northern Ireland and the Republic of Ireland, has also launched an appeal.Similarly the British Red Cross has a prominent emergency appeal on its front page, together with a main news update. It already released £200,000 from its Disaster Fund to support the relief effort, and it reports that the Vodafone Foundation has already made a £25,000 donation to the appeal.The charity also created an emergency appeal video very quickly:Save the Children UK has launched a £3 million emergency appeal and already released £50,000 from its funds.Christian Aid has launched a £1 million appeal.UNICEF UK‘s two main items on its front page are an urgent appeal to help them help the children of Haiti affected by the disaster, and an update on what its teams are doing in Haiti already.MSF UK has also launched an appeal.CAFOD has made available £100,000 to assist with the relief effort.The Disasters Emergency Committee is “urgently assessing the situation against its criteria for launching an appeal”.UK and international charities are posting details of appeals and updates using Twitter, and some can be found using the Help Haiti or #Haiti keywords and hashtags. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Charities launch Haiti earthquake appealslast_img read more

New Chief Executive at Lloyds TSB Foundation

first_img Tagged with: Funding Management Recruitment / people The Lloyds TSB Foundation for England and Wales has appointed Paul Streets OBE as its new Chief Executive. He will join the organisation on 1st May 2013, replacing Linda Kelly who left the Foundation in December 2012 after six years in the role.He will move from the Department of Health where he has been Director of Public and Patient Engagement and Experience since 2009. Streets has also served since 2011 as Chairman of Contact a Family, the charity that supports families of children with severe disabilities. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. New Chief Executive at Lloyds TSB Foundation  42 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img Howard Lake | 8 February 2013 | News Streets said that he was looking forward to helping support small and medium sized charities, given the difficulties they face during the current economic climate. Funding from the Lloyds TSB Foundation for England and WalesThe Lloyds TSB Foundation for England and Wales supports charities that help disadvantaged people to play a fuller role in the community. It supports local or regional charities with an income up to £1 million and national charities with an income up to £5 millionwww.lloydstsbfoundations.org.uk  AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Amazing facts about the virus

first_imgMedical staff in Wuhan, China, celebrate after all coronavirus patients were discharged from temporary emergency hospital, March 9.Facts are stubborn things. Take the fact that the People’s Republic of China, with four times the population of the U.S., has had far fewer COVID-19 deaths, even though it was the first country to be confronted with this new disease. How do defenders of the capitalist system deal with that fact?They don’t. They just ignore it.Yet according to the website Coronavirus Update, which tracks the numbers of cases and deaths all over the world, the facts as of June 22 were these: The U.S. had a total of 2,356,715 cases of COVID-19 and 122,249 deaths. China had 83,396 cases and 4,634 deaths.When seen in relation to population size, the contrast is even more remarkable. For every one million people, the U.S. had 369 deaths. China had just three deaths per million people. WW wrote about this at the beginning of May. At that time, the U.S. had 206 coronavirus deaths per million people. In just seven weeks, that ratio has increased to 369 per million. China’s figure has remained the same — three per million.Just one generation ago, China was still a poor country struggling to develop. The U.S., by contrast, has boasted of its economic and technological prowess for at least a century and a half.So what are the Chinese doing to combat the virus that the U.S. is not?It was only a few months ago that we saw accounts of how the Chinese government handled the serious outbreak of the virus in Wuhan. An immediate quarantine of the area was established. Contact tracing was implemented. Almost overnight, new field hospitals were set up to isolate and treat the sick.China may now be seeing a second wave of the virus — and is prepared to contain it as effectively as it did the first cases. How are they doing this? China’s strength relies on the solidarity of its people to work together in a time of crisis.It is impossible to ignore the difference in social systems behind these glaringly different outcomes. The U.S. is unabashedly a capitalist country, one where competition is hailed as a virtue — even though the wealthy have the ultimate control. Also figuring into the spread of the virus in the U.S. is the racism that pervades this society. A recent study by the Brookings Institution on “Race gaps in COVID-19 deaths are even bigger than they appear” concludes that “The age-adjusted COVID-19 death rate for Black people is 3.6 times that for whites, and the age-adjusted death rate for Hispanic/Latino people is 2.5 times that for whites.” Racism pits people against each other and is particularly manifested in competition over jobs. To counter this, progressives have long fought for the slogan “A job is a right!”China is a country transformed by a socialist revolution that relies not on competition but on cooperation and human solidarity. It is not perfect. How could it be in a world still dominated by capitalist imperialism? But its response to the pandemic shows how far China has come in its journey to transform human relations.How different from the divisiveness that people in the U.S. get from the capitalist government, no matter which party is in power. To overcome the imposed divisions in the U.S. that keep the working class from realizing its power to create a better world, change is coming now from the cooperation of movements rising against racism, sexism, mass incarceration and the oppression of immigrants, as well as by people living with disabilities and LGBTQ2S+ people.Cooperation and solidarity: These are the greatest antidotes to any disaster, natural or human made. And a socialist system develops and strengthens these qualities among people.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Listen: Frogflix: Episode 10

first_imgListen: Frogflix (Season 2): Episode 14 Previous articleSecond candidate for provost scheduled for on-campus Q&A forumNext articleDefensive ends highlight eight Horned Frogs receiving All-Big 12 honors Andrew Van Heusden RELATED ARTICLESMORE FROM AUTHOR Listen: Frogflix (Season 2): Episode 15 – Parts 1 & 2 Listen: Frogflix (Season 2): Episode 13 2021 NFL Mock Draft (Part 1) Special Andrew Van Heusdenhttps://www.tcu360.com/author/andrew-van-heusden/ 2020/21 NFL Exit Interviews – NFC East + posts Andrew Van Heusdenhttps://www.tcu360.com/author/andrew-van-heusden/ Twitter Andrew Van Heusden Andrew Van Heusden is a senior journalism and film-television-digital media major from Brighton, Michigan. He is looking forward to being the digital producer this semester for TCU Student Media. He claims to live in Moudy South throughout the weekdays; but if you can’t find him there, then be sure to try the local movie theaters or the Amon G. Carter Stadium. Linkedincenter_img Facebook Andrew Van Heusdenhttps://www.tcu360.com/author/andrew-van-heusden/ Linkedin Facebook ReddIt printOn the season finale of Frogflix, Andrew, Richard and Michelle talk about some of the best movies of the year and their thoughts on the Oscar race. ReddIt Listen: Ball Don’t Lie: Parting Shots Twitter 2020/21 NFL Exit Interviews – NFC West Andrew Van Heusdenhttps://www.tcu360.com/author/andrew-van-heusden/last_img read more